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Independent Reserve Review

★★★★☆
⭐ 4.5/5 overall📅 Est. 2013🔒 ISO 27001🇦🇺 Australian owned
Our Verdict: Independent Reserve is Australia's most secure and regulated crypto exchange — the clear choice for SMSF investors, high-net-worth individuals, and traders who prioritise security over coin variety. With ISO 27001 certification, insured assets, and the lowest maker fees in the country (from 0.02%), it's a premium platform for serious investors. The coin selection is limited compared to CoinSpot, but the security and fee structure are unmatched.

What is Independent Reserve?

Independent Reserve was founded in Sydney in 2013, making it one of Australia's oldest crypto exchanges alongside CoinSpot. It's fully AUSTRAC registered and holds ISO 27001 certification — the gold standard for information security management — making it the most regulated exchange available to Australians.

It's particularly popular with self-managed super fund (SMSF) investors and institutions, offering dedicated account management, OTC (over-the-counter) desk for large trades, and detailed reporting for tax purposes.

Pros & Cons

✓ Pros

  • Lowest maker fees in Australia (from 0.02%)
  • ISO 27001 certified — highest security standard
  • Insured crypto assets
  • Best SMSF support in Australia
  • OTC desk for large trades ($50k+)
  • Detailed tax reporting tools
  • Established since 2013
  • AUSTRAC registered

✗ Cons

  • Only 30+ coins (vs 420+ on CoinSpot)
  • Interface less beginner-friendly
  • $20 minimum deposit
  • Less suitable for altcoin traders

Fees

Independent Reserve uses a tiered maker/taker model — the more you trade, the less you pay. Serious traders can access some of the lowest fees available in Australia.

Monthly VolumeMaker FeeTaker Fee
$0 – $10,0000.5%0.5%
$10k – $50k0.3%0.4%
$50k – $100k0.2%0.3%
$100k – $500k0.1%0.2%
$500k+0.02%0.1%
AUD DepositFree (PayID / bank transfer)

Our Rating Breakdown

Ease of Use
7.2
Security
9.9
Coin Selection
5.5
Fees
9.5
SMSF Support
9.9
Overall Trust
9.7

Final Verdict

Independent Reserve is not for everyone — but for the right investor, it's the best exchange in Australia. If you're investing significant sums ($5,000+), managing crypto within an SMSF, or just want maximum security and rock-bottom fees, Independent Reserve is the clear choice. For beginners or altcoin hunters, start with CoinSpot or Swyftx and graduate to Independent Reserve later.